Our Verification of Employment (VOE) program is tailored to streamline the mortgage application process for borrowers whose income verification doesn't fit the traditional documentation methods. The VOE program allows us to verify a borrower’s employment status and income directly through their employer, bypassing the need for extensive paperwork such as tax returns, pay stubs, or bank statements. This program is ideal for:

• W-2 Employees: Borrowers who are traditionally employed and receive a W-2 form can have their employment and income verified directly through their employer.
• Recent Job Starters: Individuals who have recently started a new job and may not have a long employment history.
• Multiple Employers: Borrowers who have multiple employers or change jobs frequently.

Key Benefits of Our VOE Program

• Simplified Process: Reduces the documentation burden on borrowers, making the application process quicker and more efficient.
• Faster Approvals: Streamlined verification can lead to faster loan approvals and closings.
• Increased Accessibility: Helps borrowers who may struggle to provide traditional income documentation.
• Flexibility: Suitable for a variety of employment situations and income structures.