Our Debt Service Coverage Ratio (DSCR) Loan Program is designed for real estate investors seeking a straightforward financing solution based on the cash flow generated by their investment properties. Unlike traditional loans, which require detailed personal income documentation, the DSCR loan program focuses on the property’s ability to cover its debt obligations, making it an ideal choice for investors with complex financial situations or multiple investment properties.

Key Features of the DSCR Loan Program:

• Min Fico 640
• Max Loan Amount of $3.5M
• Up To 80% LTV
• First Time Homebuyer Allowed
• No Investor Experience Required
• No Ratio Allowed
• Short-Term Rentals Accepted