Our Personal and Business Bank Statements program is designed to accommodate borrowers who may not have traditional income documentation but can demonstrate their financial stability and ability to repay a loan through their bank statements. This program is especially beneficial for self-employed individuals, small business owners, and freelancers who often have substantial income that may not be reflected accurately in standard documentation like W-2s or tax returns.

• Min Fico of 640
• Max Loan Amount of $4M
• Up to 80% LTV
• 12 Months of Bank Statements
• Minimum Expense Ratio of 10%
• Gift Funds Permitted
• Minimum Tradeline Requirement Waived with 3 Credit Scores